Attention homeowners: Real estate appraisal services for in Oklahoma City and Oklahoma County

See the top 7 reasons why OK homeowners need Schmedt Co. Appraisal:

  1. Pre-listing appraisals (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. Remove PMI to reduce their monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a OK divorce, where property needs to be divided
  7. To settle an estate in OK by determining the true market value of property in question

Own a house in or near Oklahoma City, OK and need help deciding the value of it?
Contact Schmedt Co. Appraisal.

We at Schmedt Co. Appraisal understand the unique needs of a consumer seeking appraisal services. Our customary business clients understand the appraisal process and the customary documents we provide. Being a regular consumer that most likely doesn't look at appraisals every day,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Schmedt Co. Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.

PMI Removal Appraisals

A preferred money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Schmedt Co. Appraisal, we're qualified in helping people just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if your house is not appreciating as much as other properties close to yours. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an expert appraisal from Schmedt Co. Appraisal is your perfect weapon.

Recently got a freeze your HELOC?

If your property is near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. Schmedt Co. Appraisal can help you reinstate your home equity line of credit with efficient appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for accuracy, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Schmedt Co. Appraisal can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Schmedt Co. Appraisal can help you with that. Even though this is usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.